Accounting, Auditing & Finance

Credit Officer

Full Time

About the job
PesaKit is a fintech company headquartered in Nairobi, Kenya that enables mobile money agents in Africa to become last mile distribution points for digital financial services. We are on a mission to empower every mobile money agent in Africa to become the source of affordable and convenient digital and financial services, so they and their communities can better grow and prosper.


We are looking for a Credit Officer to facilitate lending for our clients by assessing creditworthiness as well as monitoring our loan portfolio and reviewing our loan processes.


Your responsibilities as a Credit Officer will include reviewing loan applications, evaluating clients’ financial information and evaluation of loan risks. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.

Ultimately, you will help our clients acquire loans in a timely manner, while ensuring we minimize loan default risk.


Review loan requests;
Assess clients’ financial status;
Evaluate creditworthiness and risks;
Contact potential clients to gather financial data and documentation;
Analyze risks and approve or reject loan requests;
Calculate financial ratios, loan metrics;
Follow up with clients about loan renewals;
Receive feedback of MSME clients for product enhancements and new product requirements;
Monitor progress of existing loans and loan portfolio.


At least 2+ years of proven work experience as a Credit Officer, Loan Officer or similar role;
Experience in MSME lending would be an added advantage;
Hands-on experience with lending procedures and products;
Ability to create and process financial spreadsheets;
Strong analytical skills;
Customer service experience;
BSc in Banking and Finance, Economics, Business Administration or related field.

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